You apply through your lender for the PPP loan.Go to the Santa Ana District office website and enter your zip code to find a list of participating lenders. These are the following banks (that we are aware of) that are facilitating the loans in Desert Hot Springs:
Bank of America
13210 Palm Drive
JP Morgan Chase
13000 Palm Drive
14000 Palm Drive
66565 Pierson Blvd.
All banks will have online applications.
Yes, but you cannot use the same funds for the same purpose.
No. There are many SBA partners, listed below, that can help you at no cost, including the SBDC, WBC, and SCORE.
When you apply for the EIDL program online, there is an option in Step Four, Question Eight that says, "I would like to be considered for an advance of up to $10,000." You need to check that box and provide your bank's routing number and your account number.
The estimated wait time for the EIDL advance is 3-5 days and 2-3 weeks for the rest of the EIDL funds. It is taking a little longer than that due to the demand.
Some non-profit organizations are eligible. Check with your SBDC contact.
You can apply for the EIDL money until the end of the year. The cutoff for the PPP is June 30, although some lenders have stopped accepting applications - at least, temporarily - due to high demand.